Femmy's Merchant Services offers the very BEST online E- Check Processing solution in America.

We are a 100% internet-based, non-ACH check processing platform, capable of image-processing to all of the banks in the United States. With our Virtual Terminal you can process checks and make deposits on any computer or device, from anywhere in the world, 24-hours a day.  Whether you need Basic Check Processing or Live Signature Capture across 1000 mobile devices, or maybe Real-Time, Live Bank Verification, we have you covered.  Our E-Check Processing solution also offers the ability to set up re-occurring billing or to send payments to vendors or even pay bills.  We can handle any size project in-house, from Mom & Pop to Fortune 500 Corporate Giants across multiple continents.  We offer same day deposit of checks to companies in the United States and Canada.  Our E-Check processing is faster than any other company period.

Do you need developer-friendly API Integration?  We can work directly with your developers to integrate payment processing with your software application; the result is a seamless, secure transaction for your customers.  Built with developers in mind, we make payments easy so you can focus on your products and marketing.

We provide service for ALL HIGH RISK merchant accounts.  If you have been turned down elsewhere, we have the solution for you!

  • Travel (including vouchers, high tickets, reservations, accommodations)
  • Credit/debt (collections, credit repair, Medical billing, Loan Modification)
  • MLM
  • Electronics
  • Timeshare & Real-Estate Advertising Merchants
  • Herbal Supplements
  • Financial Consulting
  • Calling/Phone cards / VOIP Services
  • High Tickets & High Volume (example: Jewelry)
  • Telemarketing
  • eBook or Software/Digital Download merchants
  • Tickets–Sporting or Events
  • Prepaid Debit Cards

If you don’t see your business type on the list, just remember we process for all High-Risk merchant accounts.

We are licensed directly as an authorized reseller.  We are not a middle-man for a bank or another processor.  This allows us to provide E-Check processing solutions for any size company.

  • Get your money fast.
  • Instant Approval and Processing.

Convenience Fee

You are allowed to charge your clients a fee for using check by phone or Fax, called a "Convenience Fee".

You can offset our fee if you wish, or even charge more than we charge you, and make a profit.  We can assist you with this once you open your account.